About Us – Vancouver Mortgage Brokers

Rinat Sneg - Mortgage Broker - Sneg Mortgage Team

Jacob (Yaakov) and Rinat Sneg are husband and wife and business partners. They are proud parents to Shira, Adi and Maya.  When they opened our Vancouver mortgage brokers business, it was their goal to bring the value of unique, original thinking to the Canadian system for the benefit of our clients.

Jacob and Rinat arrived in Canada in the summer  of 2003. Jacob was an economist with an MBA in Finance, and immediately started in the mortgage business with Global Mortgages, an established mortgage brokerage in White Rock, B.C. At the same time, Rinat, an organizational psychologist (M.A.) began running workshops for new comers to help them with immigration to Canada. After three years, after Jacob had won many awards attesting to his achievement as an independent mortgage consultant, they opened their own franchise, Covengo Mortgages with VERICO Mortgages. VERICO is one of the largest networks of independent mortgage offices in Canada. Together, the offices that make up the VERICO network produce a significant volume of deals, giving Rinat @ Jacob access to the best terms and rates for their clients.

Jacob Sneg - Mortgage Broker - Sneg Mortgage Team

Since they opened their brokerage, they have financed properties in Vancouver (East and West), Richmond, Port Coquitlam, Coquitlam, Port Moody, Surrey, Langley, West Vancouver, North Vancouver, and Vancouver Island. Some of the deals were done at a distance, without even meeting the client. At the end of 2012, the two expanded beyond the Vancouver area to serve clients in Ontario. Their aim was to serve Israelis in Toronto, Vaughn, Markham and other cities, offering service in Russian and Hebrew from experts who stadies the Canadian system inside and out.

In the last three years, Rinat and Jacob have consistently been in the top 5 percent of mortgage brokerages in Canada in terms of volume. What distinguishes them from others is not their ability to offer the best rates, or their creative solutions or even their sincere, communication: Those are simply necessities at VERICO Covengo mortgages, and you can’t be satisfied with just that. What distinguishes their service is the strategic management of your mortgage. To Rinat and Jacob, your mortgage is not just a tool to finance a property, but to create a new order in your life, and your family’s life, helping you create the financial life that you envision. The management of your mortgage is planned to make this happen.

“Our role doesn’t end after we find you the best mortgage. You’ll find we ask many questions, which might not seem directly related to finding a mortgage: We do this so we can save you the most money over the life of your mortgage, not just the next five years. A good rate today is important, but you shouldn’t stop there. It’s the small print and the flexibilities in the contract that will control how much savings we can create for you”.

The fact that they have access to more than forty banks and lenders, and that at any given moment there is a new rising star offering a deal, buys you peace of mind and buys the leverage to manoeuvre your mortgage. Rinat and Jacob don’t care what the name of the bank or lender is; for them, it’s important to make sure your mortgage is a flexible tool that will also protect you from the shock of rising interest or payments you cannot afford.

Right now, the two Vancouver mortgage brokers know that tomorrow can be quite different: why shouldn’t you start preparing? This is what they do, and they enjoy every bit of it. When you call Rinat and Jacob, you will find that they respond very quickly, leading the process strongly and efficiently. Your questions will be answered with a smile, and explanation on everything will be provided. Rinat and Jacob see your mortgage file as an investment portfolio; just as you choose to trust your money with an investment expert who will make it grow, you trust them with your mortgage to manage it and save you as much as possible. What you get with Rinat and Jacob is strategic management service over the whole 25 – 30 year of the life of your mortgage.

Over the last two years, they’ve created a team of realtors, lawyers, insurance agents and brokers, inspectors, appraisers, renovation experts, financial planners, and other experts that would love to help you; this team is another part of their commitment to making your mortgage take care of you. Rinat and Jacob do mortgages in a way you haven’t experienced.

It’s not just a mortgage plan: it’s a life plan.

With Rinat and Jacob, your mortgage will respond to changes in your life, like marriage, expanding your family, buying your first home, renovations, and upgrading to a larger home. It will also respond to normal expenses in life, such as paying your kids’ university education, supporting family in your home country, long vacations, planning your retirement, buying revenue properties as an investor, or downsizing to a smaller house. They will make sure your mortgage will serve you even in the toughest moments, such as losing a job, taking care of an ill family member, separation or divorce, or any other unexpected event. Your mortgage, when managed by experts, changes from a passive debt held by a bank for five years, to a dynamic, responsive financial management tool. Call Rinat and Jacob today to learn how you can save money on your mortgage




This post is also available in: Russian, Hebrew